Temptations and the lack of money
Been wanting to get myself a MP3 player for sometime. Was looking either at Zen Micro (5G), Zen Nesson (5G) or Ipod (20G). As a matter of fact, there are quite a few mundane things that I want to get, which includes a new 3G handphone, a new computer (to replace my 6 year set), some new clothes (only bought one sports jacket in May this year) and one casual black leather belt.
But as always, the inhibiting factor is money. It is not that I do not have the money. Rather, I can foresee future high expenses in the next 4 months if I change my employment, which is why I have to maintain my savings. Unexpected domestic expenses may pop up suddenly too. Guess I have to restrain my expenses further. Its just too bad that my current job do not allow time to take up another part-time job.
Just have to take this as a form of training for self-discipline / restrain.
It is natural to be envious of those with higher spending power, which is usually worsened if you know that they still have plenty to spare after spending. One usually console oneself by thinking that there are those who are not as fortunate around. But then, this thinking doesn’t really help to solve the problem.
Got the offer letter from Philip Capital. Going to sign it and return to them today. Now, my road to “better financial situation but tougher life” strategy hinges on 2 things. First thing is to pass both Module 1 & 6 of the CMFAS at IBF. The 2nd thing is to cough up 30K for the security deposit. Studying for exam is doable but the money??? Approach banks for personal loans? Not sure to play this out yet.
Thinking about it now serves no purpose. One thing at a time… got to study and pass the 2 papers first.
Is that so ? (refer to my very first entry in this blog on 4th June. ) haha…
But as always, the inhibiting factor is money. It is not that I do not have the money. Rather, I can foresee future high expenses in the next 4 months if I change my employment, which is why I have to maintain my savings. Unexpected domestic expenses may pop up suddenly too. Guess I have to restrain my expenses further. Its just too bad that my current job do not allow time to take up another part-time job.
Just have to take this as a form of training for self-discipline / restrain.
It is natural to be envious of those with higher spending power, which is usually worsened if you know that they still have plenty to spare after spending. One usually console oneself by thinking that there are those who are not as fortunate around. But then, this thinking doesn’t really help to solve the problem.
Got the offer letter from Philip Capital. Going to sign it and return to them today. Now, my road to “better financial situation but tougher life” strategy hinges on 2 things. First thing is to pass both Module 1 & 6 of the CMFAS at IBF. The 2nd thing is to cough up 30K for the security deposit. Studying for exam is doable but the money??? Approach banks for personal loans? Not sure to play this out yet.
Thinking about it now serves no purpose. One thing at a time… got to study and pass the 2 papers first.
Is that so ? (refer to my very first entry in this blog on 4th June. ) haha…
posted by 逍遥老头 at 3:46 AM
0 Comments:
Post a Comment
<< Home